the perpetuation of debt, has drenched the earth with blood, and crushed its inhabitants under burthens ever accumulating.
Thomas Jefferson, 1813.
Laura has not found the job that will make her happy – more accurately, she does not want a job. Her vocation is reading, playing the cello, and, maybe, teaching. She is serene and calm when she has a decent amount of money in her account. This allows her to do her job. But a job should produce an income, and her one does not: so she must get work that pays a salary, although such employment does not create a sense of self-realisation.
Taking up those mundane jobs puts Laura on a spending track that leads to her contracting further debts with two credit card companies. This aggravates a need for her to keep up salaried employment. The money Laura earns just about allows her to repay those debts.
It would make her very happy to have a lump sum, let’s say €10,000, that would eliminate them in one go. So, Laura’s desire is to obtain €10,000 to repay the outstanding balance on her credit cards.
Laura lacks that amount of money, it seems impossible for her not to repay it; instead what seems unbearable to her is the slow pace of getting to €10,000; this is excruciating to her. Just thinking about it makes her anxious, and almost in a state of panic.
The reality is she does not have that lump sum of €10,000. There are two ways to approach this problem: one is through Magick, the other is rationality. This latter approach involves repaying the sum weekly using her salary – which means that for a year or so she will have a deprived and miserable life.
She could manage that if she was on her own. In fact, she has a family with needs and wants and this puts her under pressure. In other words, the context makes it harder for her to use her salary to pay back the credit card debt.
Now the Magick approach is for her to use her mind to negate reality and believe that she already has €10,000.
This second approach makes her happier but, while the first one seems feasible, the second one appears delusional. She dreams of dedicating herself to thinking, reading, playing the cello, and performing in concerts without a feeling that she is stealing time from someone or some other activity.
She could use the affirmation I have €10,000 to pay off the outstanding balance on my credit cards which seems more realistic, or instead, use another approach exploring what are the steps to quickly gain €10,000? To be clear, borrowing must be avoided as one does not own the money one borrows.
Last month Laura finished the repayment of another loan of €10,000, and she felt so good but the thought that she has still this other outstanding debt is making her anxious; the thought that it will take so long is very tough. It means regular work, restrictions, fights with her family over spending, etc. She must get €10,000 as soon as possible, but how?
Laura is aware that this situation is due to errors she made in the past, and to the fact that she was previously made redundant and lost her job.
Afterwards, she spent nearly two years without a proper income, living on welfare for a time and then on a grant. She did not manage her finances well either, overspending regularly; a certain laziness has contributed to the accumulation of that debt. In the last year, however, she has worked at a nine-to-five job which should continue until April.
Unfortunately, she has started feeling frustrated and bored with the job itself, and all the rest. This is a very dangerous condition that threatens her efforts to maintain her present occupation.
If she could just summon an indomitable will, she would be able to move up the career ladder. Then she would succeed in repaying her outstanding balance and keep her job, but she knows also that this is not going to happen without internal conflicts and quarrels. She will have to be rational and reflexive before taking any major step; she must avoid impulsive decisions and reactive behaviours.
"The Irish state has been reduced to the role of croupier at a casino table where the super-rich trouser their winnings without being required to even tip the attendants."@frankarmstrong2 argues that human flourishing should be the objective of politics.https://t.co/BVjveb741S
— CassandraVoices (@VoicesCassandra) January 14, 2020
Is there anyone who has not dreamt of receiving life changing news of an unexpected sum of money that will radically change your life?
This is a wish that can easily come true. You close your eyes; you picture your bank account with €10,000 more, and there it is!
This Magick thinking is so beautiful. It carries the same fascination as falling in love at first sight. You meet someone and a few moments later your life is completely transformed. It is different from instant gratification in that one does not forego a future benefit in favour of an immediate but less rewarding satisfaction. It is by definition Magick thinking: creation out of nothing.
We all live beyond our means, as we are incapable of controlling our desires. The entire economy is based on the masses contracting debts regularly, and the biggest illusion is that we cannot imagine life without debt: the individuals borrow; the companies and the State borrows.
Any new-born has his share of debts already. Larger debts mean larger interests extracted out the individuals’ pockets.
If we give birth to indebted beings, the future of the money lenders is assured. If we have a stable job the future of the banks and of the financial institutions is assurred: we ultimately work for them by contracting debts, by spending money we do not have.
But have you spent any moment of your existence wondering what life would be like if we did not have debts?
This can be your task for the next few weeks because if you can imagine your life debt-free, then you will see how delusional you are about your life with debts.
Now you must choose. You cannot postpone anymore this decision. You will payback all the money you owe to the credit card companies in the shortest possible timeframe, and you will never borrow money any more at any cost. The only issue you have at present is how to accelerate the repayment.
This is a common fate. Laura is certainly not the only person with some debts, although she is amplifying the gravity of the situation. It is now an ungrounded preoccupation. The anxiety derives from the desire to make the indebtedness disappear quickly. It makes her feel imprisoned in a rut. She tells herself: ‘Accept it and embrace it’.
This is causing the repression of her desires. This reveals her timid personality, the tendency to mull over things, to retire into herself instead of looking at the bigger picture.
There is another aspect to this, which is that Laura wants to prove that she is right because she is right! A life with debts is imprisonment. Repaying the debts gradually is painful.
Magick is the best way, the one that she prefers and is in harmony with who she is. Do not expect her to go out there and get a highly paid job, or to organize a robbery, or to act boldly in any other way in order to acquire the €10,000 she needs quickly.
Laura will do this through Magick, which she has been practicing for years. And this is not about the amount, it is about the power. If she can actualize this amount, she will be able to do it for any other amount. ‘Let’s get to work on this.’
There is another aspect in following this path and it has to do with the image she projects onto her family, it is about her reputation. She must succeed.
The image is clear in her mind. It has a sculptured appearance. It stands out against the dim background. She can nearly touch it. She can sense the reality of it. €10,000.
Image: Daniele Idini